Payment Collections
Simplified
Get paid faster with secure, scalable collection tools designed for the modern Nigerian business.
STREAMLINE & INTEGRATE
works smoothly, efficiently, and in sync.
Easy Integration with Popular E-Commerce Platforms
Integrate the Routepay Payment Gateway effortlessly with popular e-commerce platforms, enabling secure and efficient payment processing for your online store.
Instant Settlements & Auto-Sweep with Routepay
We ensure quick and efficient fund management by instantly settling all payments to your Routepay collection account. Additionally, our customizable auto-sweep feature enables same-day transfers of these funds directly to your preferred bank account, giving you seamless access to your earnings without delays.
Sell anywhere in Africa with Payment Links
No e-commerce store front? Create and send customized Payment Links via WhatsApp, Facebook or Instagram, and accept payments from your customers nationwide. No website or code required.
HOW IT WORKS
Start selling immediately.
Create Your Merchant Profile
Sign up on our secure dashboard and provide your CAC registration details and business credentials.
Secure Compliance Verification
Our team performs a swift review of your documents to ensure your account meets all regulatory standards.
Activate Your Payment Channels
Once verified, you can go live immediately by generating payment links or integrating our robust APIs.
FREQUENTLY ASKED QUESTIONS
The Information you
might find useful
How do I start collecting payments for my business?
Getting started is seamless. Simply register on our Merchant Portal with your business details and CAC documents. Once verified, you can immediately begin generating payment links or integrating our API to accept payments from customers worldwide.
What business tools does RoutePay offer?
We provide a full suite of commerce tools, including secure Payment Links for social media sales, a robust API for custom web integrations, POS terminals for physical stores, and a Business Intelligence (BI) portal for real-time analytics and reporting.
When will I receive my funds (Settlement)?
We understand that cash flow is the lifeblood of your business. RoutePay typically operates on a T+1 settlement cycle, meaning your previous day’s transactions are processed and credited to your settled account by the next business day.
What documents are required to open a Business Account?
To comply with CBN regulations, you’ll need your Corporate Affairs Commission (CAC) registration documents, your Business Tax Identification Number (TIN), a valid government-issued ID for all directors, and proof of your business address.
Can I manage multiple team members on my dashboard?
Yes. Our Merchant Portal includes granular user access controls. You can assign specific roles to your team—such as 'Auditor' or 'Manager'—allowing them to view reports or handle refunds without giving them access to sensitive financial settings.
How secure are large-volume business transactions?
RoutePay is built on bank-grade security infrastructure. We use AES encryption and are fully compliant with the Nigeria Data Protection Act (NDPA). Our PSSP and VAS licenses from the CBN and NCC ensure that your business and customer data are always protected.
Are there any hidden merchant fees or monthly charges?
We believe in transparent pricing. There are no setup fees or monthly maintenance charges. You only pay a small, industry-standard percentage per successful transaction, so you only pay when you actually get paid.
Does RoutePay support bulk payouts and payroll?
Absolutely. Beyond collecting money, our dashboard allows you to make bulk transfers to vendors, partners, or employees instantly. You can upload a single file and handle hundreds of payouts with a single click.
