One app. All payments.

Your all-in-one financial app for sending money, paying bills, and managing your finances effortlessly.

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Make fast, easy payments with the RoutePay mobile app.

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Local Transfers

Send money instantly to friends, family, and customers anywhere in Nigeria with ease and reliability.

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Airtime Purchase

Top up any mobile network in seconds MTN, Airtel, 9Mobile, and Glo all in one place.

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Cable TV Payments

Stay connected by paying your DStv, GOtv, and other cable subscriptions quickly and hassle-free.

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Electricity Bills

Effortlessly settle your electricity bills for all supported providers, directly from the platform.

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Online Payments

Make everyday purchases and online payments smoother from subscriptions to digital services all in one place.

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Micro Loans

Access quick and flexible micro-loans to meet your short-term financial needs, right from the app.

FREQUENTLY ASKED QUESTIONS

The Information you might find useful

What is RoutePay?

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RoutePay is a premier financial and lifestyle platform designed to make your daily transactions effortless. We provide a seamless ecosystem where you can send money, pay bills, and manage your finances in one place, without barriers.

Is RoutePay a bank?

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We are a fintech company licensed by the Central Bank of Nigeria (CBN) as a Payment Solution Service Provider (PSSP). While we aren't a traditional bank, we provide the secure digital infrastructure that makes managing your money faster and more efficient.

What bills can I pay on the platform?

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You can handle all your essential utility payments with just a few taps. This includes electricity bills, internet data, cable TV subscriptions (DSTV, GOTV, StarTimes), and mobile airtime for all major Nigerian networks.

What are the KYC levels and transaction limits?

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To keep your account secure, we use a tiered KYC system. Starting with just your name and phone number (Tier 1), you can perform basic transactions. Verifying your BVN and address (Tier 3) unlocks the highest daily transfer and withdrawal limits.

What if a transaction fails but I am debited?

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Don't worry—our system uses auto-reversal protocols that typically resolve failed transactions within 24 hours. If it takes longer, simply log a dispute in the app, and our support team will fix it immediately.

Are there any monthly maintenance fees?

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Absolutely not. RoutePay doesn't charge monthly maintenance fees or hidden 'surprises.' We believe in total transparency, charging only minimal, industry-standard fees per transaction so you keep more of your money.

GET THE APP

Payment infrastructure, perfected.

Ready for a platform that just... works? Download the app and explore all the features today.

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Personal

Elevate your financial journey without the friction. RoutePay integrates everything—spending, saving, and paying—into one intuitive experience designed around your day.

Business

A 360-degree payment engine for your brand. We handle the technical complexities of collections and payouts, giving you the freedom to focus entirely on your customers.

Beyond Barriers

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Banking services on this platform are provided by Routelink Microfinance Bank Limited (RC 8836108), located at 71a, Lagos Ikorodu road, Ikorodu Lagos state. Routelink Microfinance Bank Limited is duly licensed by the Central Bank of Nigeria.

RoutePay Fintech Limited (RC 1872221) is licensed by the Central Bank of Nigeria (CBN) as a Payment Solution Service Provider (PSSP) and is further certified by the Nigerian Communications Commission (NCC) for Value-Added Services (VAS).
Other services offered on this platform are provided by their respective providers, all of whom are duly licensed or legally permitted to operate in partnership with Routelink.

Registered Office: 4th Floor, Africa Re House, Plot 1679 Karimu Kotun St, Victoria Island, Lagos.

© 2026 RoutePay. All rights reserved.